A New, Patented Life Insurance Solution

Extend Term Life Insurance
The Affordable Way

Extend term life 5 or 10 years. Save up to 75%.

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Term LifeXtender

The Only Way To Extend Term Life Insurance

Term LifeXtender is a patented, breakthrough product in life insurance. Term life policyholders no longer have to more than quadruple their premiums just to keep their coverage by renewing or converting their policy.

Term LifeXtender allows policy holders to keep their coverage for an additional 5 or 10 years and save 25-75% compared to the cost of converting their policy.

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How Can We Help?

Agents

I’m An Agent

Your clients over 60 with expiring term policies need your guidance. With Term LifeXtender, you can provide the same coverage at a price your clients can afford. All while earning sizable commissions.

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Policyholders

I’m A Policyholder

Many people feel anxious as their insurance expiration date approaches. If you’re looking for a way to extend your term life policy, Term LifeXtender may provide the extended coverage you need.

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Why Term LifeXtender?

Term LifeXtender was built to serve individuals over 60 whose health has declined since purchasing their original term policy. The policy extends policyholders’ term life coverage by 5 or 10 years at a fraction of the cost of renewing or converting their policy.

Why Choose TLE

How It Works

Term LifeXtender’s proprietary pricing engine develops a cost specific to each individual insured. Here’s how it works…

  • The existing term policy is converted to permanent insurance.
  • A split-dollar loan covers the premium to extend coverage for 5 or 10 years.
  • The policyholder saves 25-75% compared to the cost of converting without Term LifeXtender.
  • If policyholder dies during the “term extension period,” the loan (10%-15%) is repaid from the death benefit. The insured’s family will keep the balance (85% - 90%).
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