How to tell if your clients are candidates for TLE

Term Lifextender™ was designed for people:

  • whose health has declined enough since purchasing their original term that buying new term is prohibitively expensive, but
  • who are still healthy enough that selling their policy does not make sense

For your clients, ask yourself these 3 questions:

  1. Which policies will have their conversion option end soon?
  2. Of those, which policies are convertible into a universal life policy?
  3. Of those, which policyholders have had health changes since purchasing their original policy?

These clients are potential candidates for Term Lifextender™, and potential commissionable sales for you.

 

Next: What do I do next?