In force and secure

Term Lifextender™ works with an in-force policy, so your client is financing a policy that he or she already owns. The split-dollar loan agreement does not begin until the conversion has gone through and the new policy has been issued.

Your client’s policy is:

  • Pre-funded by the Term Lifextender™ Fund for the entire period chosen by the insured
  • Guaranteed to remain in force for the term based on current assumptions
  • Backed by the claims-paying ability of the insurance carrier


Next: A word about the secondary market